About Chevin Business Solutions

Chevin Business team – comprises of four individuals, each with a minimum of 30 years practical experience in the commercial banking marketplace. We believe that our collective experience will readily cover the majority of areas which are likely to be of interest to our clients. Each of us has a solid and tested background in core banking products. Individually, we have areas of specialism which can be drawn on to provide a complete and comprehensive service.

What we can do for you – We can provide you with totally independent advice and support on all operational banking and business financing requirements. We can assist in the assessment of your business plan before it is presented to a potential lender, with a view to fine tuning any aspects from a lender’s viewpoint. Alternatively, we can become involved at "grass roots" level and actually produce the plan for/with you and take it right through to sourcing an appropriate funding package.

We can help source competitively priced stand alone financing, such as commercial mortgages, invoice finance, asset finance, etc. Some clients have requirements, particularly in the funding area, which do not meet the standard clearing bank "template" (e.g. the bank’s asset finance subsidiaries may not be interested in re-financing assets, debtor books may not fit within the parameters of their factoring/invoice finance arm). With a little lateral thinking, most of these situations can be resolved, either by restructuring the package or through the introduction of alternative lenders or service providers. We are able to present a client’s case from a banker’s perspective, utilising the substantial experience amongst our team in the senior corporate banking marketplace.

Our contacts amongst lenders, ranging from the traditional high street names to more specialist funding providers, are well spread and we do keep up to date with details such as their current credit appetite, industry sector preference, etc. We welcome the opportunity to look at more difficult funding requirements, such as the need to fund up to 100% of a property development, one-off or ongoing trade financing needs, import & export finance, etc.

Brian Smith – 30 years experience with a major High Street bank, both in the domestic branch network and the bank’s International Banking division. Managerial positions held In the International Division, the Electronic Banking department in London and in Corporate/Business Banking based in the East Midlands, in each case having responsibility for managing larger client relationships in the corporate/commercial sector. Brian’s qualifications include Associate of the Institute of Bankers and Member of the Institute of Export.

Tony Glover – 34 years experience with a major High Street bank, undertaking a range of managerial roles, ranging from responsibility for clients in Shipping and Aircraft, US and other Multinational companies, to the Collections/Legal Department of Credit Card Operations and Personnel, International Division, Graduate Recruitment and Training. Tony also has experience within the Venture Capital marketplace, both for smaller investments and larger syndicated deals, and of managing a team of Business Bankers responsible for larger corporate clients in the East Midlands. His qualifications include Associate of the Chartered Institute of Bankers and a Business Administration Qualification from CEDEP (Centre Europeen d’Education Permanente), Fontainebleau.

Mike Bone - 32 years experience with a major High Street bank, which included managerial roles in Leicester, London, Liverpool and Nottingham. From 1993 to 2000 he held the position of Relationship Director in the East Midlands, looking after some of the bank’s larger corporate clients in Derby and Nottingham. Mike is a Fellow of the Chartered Institute of Bankers and an Associate of the Institute of Business Advisors.

Richard Jackson – 37 years experience with a major High Street bank, principally in the West Midlands area. Management positions held include senior roles in handling larger corporate clients, Senior Credit and Risk Manager at Area Office level and Divisional Credit and Risk Manager at a regional management centre. Richard has also been directly responsible for larger corporate accounts and difficult lending situations at a major Birmingham based office. His qualifications include Associate of the Chartered Institute of Bankers and Holder of the Investment Certificate of the CIB.